Financial Runway Simulator
Simulate your financial safety cushion in real time. Test job-loss scenarios, adjust spending cuts, and see how long your cash reserves will last with interactive visual projections.
Build your runway scenario
Your Safety Cushion
Live Stress Testing
Toggle complete income loss or partial side-hustle revenue to see how resilient your household finances really are.
12-Month Projection Chart
Visualize your baseline cash balance vs. your stress-test scenario over the next 12 months with interactive SVG curves.
Personalized Action Insights
Get immediate, automated feedback on whether your safety cushion meets the 3-month or 6-month security benchmark.
Financial runway questions
What is a financial runway?
Financial runway is the exact number of months your current liquid savings will last if your income drops or stops completely. It tells you how long you can comfortably cover your essential expenses.
How much financial runway or emergency fund should I have?
Financial experts recommend 3 to 6 months of essential living expenses (housing, food, utilities, minimum debt payments). If you are self-employed or have variable income, aim for 6 to 12 months.
How does interest / HYSA yield affect my financial runway?
Keeping emergency cash in a High-Yield Savings Account (HYSA) earning 4-5% APY slows down cash depletion, extending your total financial runway by weeks or months.
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